IDA Mortgage Solutions
IDA Mortgage Solutions is a trusted partner in the Mortgage and Title industry, offering end-to-end services across Loan Origination, Servicing, and Process Consulting. With a global presence we deliver 24/6 operational support to ensure efficiency and excellence. Leveraging innovative technology, deep industry expertise, and a commitment to quality, we transform mortgage operations, enabling businesses to achieve their goals seamlessly.
IDA Mortgage Solutions
Transforming Mortgage Operations with Excellence
Loan Origination
- Loan Setup & Processing: Gathering, verifying, and updating borrower documentation while coordinating with appraisers and title companies to prepare loan files for underwriting.
- Pre-Underwriting Support: Comprehensive verification of borrower documents, income validation, and quality control for appraisals, title, and insurance.
- Underwriting & Closing Support: Preparing final loan documents, conducting post-closing audits, and ensuring accurate indexing of files.
Loan Servicing & Accounting
- Loan Boarding: Accurately transferring data and setting up new loans on servicing platforms with detailed documentation.
- Mortgage Accounting: Handling payment postings, reconciliation, general ledger entries, and investor reporting to ensure smooth financial operations.
- Escrow Management: Managing end-to-end escrow setup, performing escrow analysis, and ensuring accurate compliance with regulations.
Customer & Compliance Support
- Borrower Assistance: Providing borrowers with prompt and effective support through email, calls, and live chat for their queries.
- Loss Mitigation & Default Management: Offering tailored solutions to reduce risk and ensure compliance with industry standards.
- Investor Reporting & Compliance Audits: Delivering detailed reports and audits to maintain transparency and regulatory adherence.
Process Consulting
- Plan, Analyze, and Execute Framework: Developing customized strategies, redesigning processes, and implementing measurable KPIs for improved efficiency.
Comprehensive Loan Products
- Diverse Loan Offerings: Expertise in Conventional, FHA, VA, Non-QM, DSCR, Fix & Flip, Construction, Bridge, Rental, Reverse Mortgages, Cash-Out Refinances, and more.
